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Because we're in business ourselves, we understand the unique insurance requirements involved in running a business. Classes of InsuranceFire and Specified PerilsFire, Storm etc Building, Contents, Stock and Property. Business InterruptionLoss of Income due to Fire, Storm etc at your premises. BurglaryTheft of Contents from Locked Premises. Fidelity GuaranteeEmbezzlement of monies by employees. Plate GlassBreakage of Fixed External and Internal Glass. Public LiabilityLegal Liability to third parties for injury to persons and damaged property. Machinery/Electronic BreakdownCover for unforeseen breakdown of electric motors and electronic equipment. Stock DeteriorationLoss of Refrigerated foodstuffs due to breakdown of equipment. General PropertyCover for items away from your premises and in transit such as tools of trade, mobile phones, laptop computers etc. Income ProtectionLoss of Income due to accident or sickness for the self employed. Marine TransitCover for goods in Transit to and from your premises. MoneyCover for cash in Transit, On Business Premises and In Residence. Tax ProbeCovers the cost of your accountant's fees in the event of a Tax or GST Audit. Professional IndemnityLegal Liability for negligent acts, errors or omissions and advice given in a professional capacity. DebtorsCover for your outstanding debtors in the event of them being placed in receivership. Directors and Officers LiabilityProfessional negligence of office bearers/company directors. Employment Practices LiabilityLegal Liability against employees taking action in relation to their employment. Voluntary Workers/Personal AccidentCovers loss of Income of Body Corporate members who are injured whilst carrying out Body Corporate duties. Office BearersNegligence of Office Bearers in relation to their statutory duties. Marine HullCover for complete boats used in waterways. Boiler PressureDamage to pressure vessels. Legal InsuranceCover against expense of legal action. Technology InsuranceLiability of computer professional against services provided and goods sold. Carriers LiabilityLiability of Carrier for damage to Goods in Transit. Marine Demonstration PolicyCovers Stock and Consignment Vessels for loss or damage and Liability to Third Party's. Ship Repairers LiabilityLegal Liability to Marine Vessels for completed work. Statutory LiabilityCover for fines Imposed by government authorities for breach of Legislation. Motor CompositeAccidental Damage whilst Driving Customers Vehicles including Third Party Property Damage. Call us if we can help with any of the above insurances. |


