Because we're in business ourselves, we understand the unique insurance requirements involved in running a business.
We take a hands-on approach. In order to fully understand your business, we will visit you on-site where we will do a thorough analysis to provide you with the insurance package suited specifically to your requirements in the most cost effective manner.
And the service doesn't stop there. Your account will be reviewed on a regular basis and if we find a more cost effective way to provide you with the insurance you need, we'll let you know about it.
Whether you're a sole trader or run a small, medium, large or multinational company, we can arrange the most competitive and appropriate insurance specifically designed to cover your operations and assets - at the best price.
And, at no extra cost, you can pay your premiums monthly, freeing up your cash flow.
We take care of your insurance so that you can focus on running your business, confident that you're protected.

Classes of Insurance

Fire and Specified Perils

Fire, Storm etc Building, Contents, Stock and Property.

Business Interruption

Loss of Income due to Fire, Storm etc at your premises.

Burglary

Theft of Contents from Locked Premises.

Fidelity Guarantee

Embezzlement of monies by employees.

Plate Glass

Breakage of Fixed External and Internal Glass.

Public Liability

Legal Liability to third parties for injury to persons and damaged property.

Machinery/Electronic Breakdown

Cover for unforeseen breakdown of electric motors and electronic equipment.

Stock Deterioration

Loss of Refrigerated foodstuffs due to breakdown of equipment.

General Property

Cover for items away from your premises and in transit such as tools of trade, mobile phones, laptop computers etc.

Income Protection

Loss of Income due to accident or sickness for the self employed.

Marine Transit

Cover for goods in Transit to and from your premises.

Money

Cover for cash in Transit, On Business Premises and In Residence.

Tax Probe

Covers the cost of your accountant's fees in the event of a Tax or GST Audit.

Professional Indemnity

Legal Liability for negligent acts, errors or omissions and advice given in a professional capacity.

Debtors

Cover for your outstanding debtors in the event of them being placed in receivership.

Directors and Officers Liability

Professional negligence of office bearers/company directors.

Employment Practices Liability

Legal Liability against employees taking action in relation to their employment.

Voluntary Workers/Personal Accident

Covers loss of Income of Body Corporate members who are injured whilst carrying out Body Corporate duties.

Office Bearers

Negligence of Office Bearers in relation to their statutory duties.            

Marine Hull

Cover for complete boats used in waterways.

Boiler Pressure

Damage to pressure vessels.

Legal Insurance

Cover against expense of legal action.

Technology Insurance

Liability of computer professional against services provided and goods sold.

Carriers Liability

Liability of Carrier for damage to Goods in Transit.

Marine Demonstration Policy

Covers Stock and Consignment Vessels for loss or damage and Liability to Third Party's.

Ship Repairers Liability

Legal Liability to Marine Vessels for completed work.  

Statutory Liability

Cover for fines Imposed by government authorities for breach of Legislation.

Motor Composite

Accidental Damage whilst Driving Customers Vehicles including Third Party Property Damage.

Call us if we can help with any of the above insurances.